How long can you wait before receiving claim benefits? If you have a 30 day waiting period on your Income Protection and are off work for 32days, you are paid for 2 days off work. Remember, the waiting period isn’t how long you wait to receive money, it is how long you need to be off work before you can make a claim.
With a 90day waiting period on your Income Protection cover, the premium might be lower but can you afford to take 3months off work before you can claim on your policy?
Do you need Income Protection?
What is the Accident Benefit and do you need it?
Who do you contact at claim time and who helps you through the process to ensure you get your benefits with less delay and hassle?