What happens if you can’t work because of illness or an accident and it’s going to take months to recover? Or maybe you can never work again and you’ve got school fees to pay, food to buy and a mortgage hanging over your head.
This is when you need income protection insurance, otherwise known as disability insurance. It’s estimated that you will earn around $1million over your working life, so it would be fair to say that your income needs protecting more than your home and your car. This is even more so given that at the age of 35 you are 10 times more likely to be disabled than die.
Income Protection cover pays a monthly benefit if you are unable to work due to illness or injury
Other types of Personal Insurance Cover
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