Many business owners have insurance cover against damage to physical business assets and professional indemnity insurance.  However, for many businesses the most important business asset is their key people in the business and they are unprotected.

The death, disablement or critical illness of a key person could have some serious implications for the business, including:

• pressure to sell or wind up an otherwise viable business
• necessity to repay loans
• foreign and hostile involvement in the control and operation of the business
• creditors demanding payment

Protecting the income and capital of the business upon the death, disablement or critical illness of a key employee is where Agent For Life can assist you and your business.  It’s all about putting in place an effective business plan with a funding mechanism, your insurance cover, to protect your business

How to identify a key person – What financial impact to the business would the recruitment and/or training or replacement of the person have?

Contact us to organise your business’s protection for it’s key employees

Other types of Business Insurance Cover